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Retire Wise with Shawn Maloney is a retirement-focused podcast designed to help pre-retirees and retirees make informed, confident financial decisions. Each episode covers the strategies and principles that impact life...
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Retire Wise with Shawn Maloney is a retirement-focused podcast designed to help pre-retirees and retirees make informed, confident financial decisions. Each episode covers the strategies and principles that impact life after work — from retirement income planning and tax strategy to Medicare, Social Security, estate planning, and long-term care considerations.
Shawn breaks down complex financial topics into clear, practical guidance, helping listeners understand how to coordinate their investments, manage risk, reduce unnecessary taxes, and create sustainable income in retirement. The goal isn’t chasing trends — it’s building a thoughtful plan designed to support your lifestyle and protect what you’ve worked hard to save.
Whether you’re five years from retirement or already there, Retire Wise offers straightforward conversations to help you prepare, adjust, and move forward with clarity.
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Shawn breaks down complex financial topics into clear, practical guidance, helping listeners understand how to coordinate their investments, manage risk, reduce unnecessary taxes, and create sustainable income in retirement. The goal isn’t chasing trends — it’s building a thoughtful plan designed to support your lifestyle and protect what you’ve worked hard to save.
Whether you’re five years from retirement or already there, Retire Wise offers straightforward conversations to help you prepare, adjust, and move forward with clarity.
Episodi & Post
Episodi
Post
10 SET 2026 · Want to retire wise? Book a discovery meeting ➡️ https://calendly.com/retirewise-shawn/30-minute-free-discovery-call?month=2026-05
In this mailbag episode, Shawn answers listener questions about retirement planning, extra cash, and competing financial priorities. Rather than quick, one-size-fits-all answers, Shawn walks you through how to think through each decision, so you can move forward confidently instead of guessing based on a “feeling.” When several good options are on the table, having the facts can make the path forward much clearer.
Here’s some of what we discuss in this episode:
🔄 401(k) Rollovers: Consider flexibility before consolidating
🗂️ Account Consolidation: Simplify scattered retirement accounts
💰 Extra Cash: Give bonuses a purpose
🎓 College Costs: Retirement comes first
🧠 Informed Decisions: Take emotion out Website: https://retirewisepro.com/
Phone: (404) 692-1233
Contact our team: https://retirewisepro.com/contact/
Retirement Toolkit: https://bit.ly/4dqNS5M
The Priority of Retirement Book:https://bit.ly/4eNrKFg
Attend a Live Learning Event: https://bit.ly/4dlHeOb
Complementary guides here: https://bit.ly/4dIC2oV
Shawn’s Kiplinger Features:https://bit.ly/4d9rMGe
YouTube: https://bit.ly/4tFxIfd
Disclosure: https://bit.ly/4x9Aoo4
31 AGO 2026 · Want to retire wise? Book a discovery meeting ➡️ https://calendly.com/retirewise-shawn/30-minute-free-discovery-call?month=2026-05
Here's what caught our attention. https://www.fa-mag.com/news/most-americans-retire-earlier-than-planned--here-are-the-top-reasons-87149.html came out this year — Allianz, EBRI, and the Society of Actuaries — and each one found the same basic thing from a different angle. Somewhere between 42% and 59% of retirees left the workforce sooner than they'd planned. Not by a little, either.
On average, people expect to retire around 65 and actually leave closer to 62. That's three fewer years of contributing and three more years of drawing income. Shawn breaks down the part that really stands out: it's usually not a lifestyle choice. Health issues and job loss top the list of reasons… Not "I decided I was done."
Thoughtful plans aren’t just designed for a target retirement date. They focus on flexibility and longevity, preparing for changes such as early retirement.
Here’s some of what we discuss in this episode:
⏰ Early Retirement: Plans can change suddenly
🏥 Health Concerns: Medical issues may force exits
💼 Job Changes: Layoffs can accelerate retirement
🔄 Plan Adjustments: Temporary pivots may help
🗺️ Preparedness Matters: Build flexibility before needed
Millions Are Retiring Earlier Than Planned. Do Advisors Need To Rethink Planning? https://www.fa-mag.com/news/most-americans-retire-earlier-than-planned--here-are-the-top-reasons-87149.html Website: https://retirewisepro.com/
Phone: (404) 692-1233
Contact our team: https://retirewisepro.com/contact/
Retirement Toolkit: https://bit.ly/4dqNS5M
The Priority of Retirement Book:https://bit.ly/4eNrKFg
Attend a Live Learning Event: https://bit.ly/4dlHeOb
Complementary guides here: https://bit.ly/4dIC2oV
Shawn’s Kiplinger Features:https://bit.ly/4d9rMGe
YouTube: https://bit.ly/4tFxIfd
Disclosure: https://bit.ly/4x9Aoo4
21 AGO 2026 · Want to retire wise? Book a discovery meeting ➡️ https://calendly.com/retirewise-shawn/30-minute-free-discovery-call?month=2026-05
A post about a father, a baseball tryout, and a bad summer went viral this spring- and buried in it is a framework that applies just as much to money as it does to relationships. Today Shawn’s borrowing it. Bloom's recap of the concept is simple: stand tall, bend down, lift, repeat. That's not a bad description of what a good financial relationship should feel like either. If your current one isn't doing both, it might be worth asking why.
Here’s some of what we discuss in this episode:
👨👩👧 Parenting and Retirement: A parenting framework reveals important lessons about financial guidance
🚫 The Dead Zone: Low expectations and low support can leave retirees uncertain and alone 🤝 High Support, Low Expectations: Loved ones may offer encouragement without professional expertise
⚠️ High Expectations, Low Support: Pressure without a practical plan can create stress and resentment
🌟 High Expectations, High Support: Honest guidance and ongoing help create the strongest planning relationship
The High Shoulders Theory https://www.sahilbloom.com/newsletter/the-high-shoulders-theory Website: https://retirewisepro.com/
Phone: (404) 692-1233
Contact our team: https://retirewisepro.com/contact/
Retirement Toolkit: https://bit.ly/4dqNS5M
The Priority of Retirement Book:https://bit.ly/4eNrKFg
Attend a Live Learning Event: https://bit.ly/4dlHeOb
Complementary guides here: https://bit.ly/4dIC2oV
Shawn’s Kiplinger Features:https://bit.ly/4d9rMGe
YouTube: https://bit.ly/4tFxIfd
Disclosure: https://bit.ly/4x9Aoo4
17 AGO 2026 · Want to retire wise? Book a discovery meeting ➡️ https://calendly.com/retirewise-shawn/30-minute-free-discovery-call?month=2026-05
More people in their 60s and 70s are staying on the job than ever before, and it's not always about the money. Today, Shawn digs into some real reasons retirees keep showing up to work. Working longer isn't automatically the wrong call. Sometimes it's exactly right. The real question is whether it's a choice or a fallback. That's worth figuring out before you assume the answer.
Here’s some of what we discuss in this episode:
💼 Working in Retirement: Continuing to work can provide income, purpose, and flexibility
🤝 Social and Mental Health: Work can preserve structure and meaningful interaction
🐷 Financial Planning: Part-time income may help close retirement income gaps
🏠 Spousal Interaction: Independent routines can support a healthier retirement relationship 🗺️ Retirement Confidence: A detailed plan can reduce uncertainty and doubt Website: https://retirewisepro.com/
Phone: (404) 692-1233
Contact our team: https://retirewisepro.com/contact/
Retirement Toolkit: https://bit.ly/4dqNS5M
The Priority of Retirement Book:https://bit.ly/4eNrKFg
Attend a Live Learning Event: https://bit.ly/4dlHeOb
Complementary guides here: https://bit.ly/4dIC2oV
Shawn’s Kiplinger Features:https://bit.ly/4d9rMGe
YouTube: https://bit.ly/4tFxIfd
Disclosure: https://bit.ly/4x9Aoo4
6 AGO 2026 · Want to retire wise? Book a discovery meeting ➡️ https://calendly.com/retirewise-shawn/30-minute-free-discovery-call?month=2026-05
Confused by all the Social Security noise and myths swirling around your retirement? In this episode, Shawn uncovers some of the most common misconceptions and explains why your benefits should be part of a coordinated retirement income strategy. Tune in to cut through the hype and get a clearer, more confident perspective on your Social Security future.
Here’s some of what we discuss in this episode:
🧩 Common Myths: Social Security rules can create confusion
🏠 Spousal Benefits: Nonworking spouses may still qualify
🧾 Benefit Taxes: Retirement income can trigger taxation
🎯 Claiming Strategy: Earliest eligibility is not always best
✅ Build A Plan: Coordinate benefits with retirement income Website: https://retirewisepro.com/
Phone: (404) 692-1233
Contact our team: https://retirewisepro.com/contact/
Retirement Toolkit: https://bit.ly/4dqNS5M
The Priority of Retirement Book:https://bit.ly/4eNrKFg
Attend a Live Learning Event: https://bit.ly/4dlHeOb
Complementary guides here: https://bit.ly/4dIC2oV
Shawn’s Kiplinger Features:https://bit.ly/4d9rMGe
YouTube: https://bit.ly/4tFxIfd
Disclosure: https://bit.ly/4x9Aoo4
30 LUG 2026 · Want to retire wise? Book a discovery meeting ➡️ https://calendly.com/retirewise-shawn/30-minute-free-discovery-call?month=2026-05
Working with a financial professional means opening up about personal details that many people are used to keeping private. Shawn breaks down what it can look like when that relationship starts with conversation, comfort, and understanding instead of jumping straight into numbers. A strong financial relationship should feel less transactional and more like a partnership built around your life.
Here’s some of what we discuss in this episode:
🤝 Building Trust: Comfort comes before financial details
👥 Personal Connection: Know the person behind the plan
🗣️ Communication Style: Explain things in the right way
💬 Both Spouses: Make sure everyone feels included
📋 First Meeting: Start with conversation, not numbers Website: https://retirewisepro.com/
Phone: (404) 692-1233
Contact our team: https://retirewisepro.com/contact/
Retirement Toolkit: https://bit.ly/4dqNS5M
The Priority of Retirement Book:https://bit.ly/4eNrKFg
Attend a Live Learning Event: https://bit.ly/4dlHeOb
Complementary guides here: https://bit.ly/4dIC2oV
Shawn’s Kiplinger Features:https://bit.ly/4d9rMGe
YouTube: https://bit.ly/4tFxIfd
Disclosure: https://bit.ly/4x9Aoo4
23 LUG 2026 · Want to retire wise? Book a discovery meeting ➡️ https://calendly.com/retirewise-shawn/30-minute-free-discovery-call?month=2026-05
According to a recent https://www.kiplinger.com/retirement/retirement-plans/how-to-turn-a-usd1-million-nest-egg-into-a-lifetime-income-machine, there are five keys to a retirement plan that hold up over time. They all happen to start with the same letter — which either means it's a great framework or someone really wanted it to work out that way. In this episode, Shawn walks through the “5 D’s” of retirement planning and how each one plays a role in helping retirees build a plan that addresses longevity risk.
Here’s some of what we discuss in this episode:
🧩 Diversification: Coordinate income and investments
⏳ Duration: Plan for longevity risk
🛡️ Downside Protection: Review risk exposure
📍 Discretionary Income: Track real spending needs
🔎 Retirement Drag: Watch taxes and fees
🔄 Ongoing Reviews: Adjust as life changes Website: https://retirewisepro.com/
Phone: (404) 692-1233
Contact our team: https://retirewisepro.com/contact/
Retirement Toolkit: https://bit.ly/4dqNS5M
The Priority of Retirement Book:https://bit.ly/4eNrKFg
Attend a Live Learning Event: https://bit.ly/4dlHeOb
Complementary guides here: https://bit.ly/4dIC2oV
Shawn’s Kiplinger Features:https://bit.ly/4d9rMGe
YouTube: https://bit.ly/4tFxIfd
Disclosure: https://bit.ly/4x9Aoo4
16 LUG 2026 · Want to retire wise? Book a discovery meeting ➡️ https://calendly.com/retirewise-shawn/30-minute-free-discovery-call?month=2026-05
The original Toy Story came out 30 years ago, which means some of you took your kids to see it in theaters. Now you can bring your grandkids to see the latest one. Before you do, we thought it would be fun to revisit some of the iconic moments from the franchise and see what they say about your retirement.
Here’s some of what we discuss in this episode:
🚀 Retirement Leap: Plan before the jump.
🧠 Mindset Shift: Retirement changes identity.
❓Market Reality: Strategy beats guesswork.
🤝 Advisor Relationship: Planning is personal.
🏡 Legacy Planning: Protecting your loved ones. Website: https://retirewisepro.com/
Phone: (404) 692-1233
Contact our team: https://retirewisepro.com/contact/
Retirement Toolkit: https://bit.ly/4dqNS5M
The Priority of Retirement Book:https://bit.ly/4eNrKFg
Attend a Live Learning Event: https://bit.ly/4dlHeOb
Complementary guides here: https://bit.ly/4dIC2oV
Shawn’s Kiplinger Features:https://bit.ly/4d9rMGe
YouTube: https://bit.ly/4tFxIfd
Disclosure: https://bit.ly/4x9Aoo4
2 LUG 2026 · Want to retire wise? Book a discovery meeting ➡️ https://calendly.com/retirewise-shawn/30-minute-free-discovery-call?month=2026-05
Tax prep is about filing last year’s return, but tax planning is about controlling what you’ll owe for the rest of your life. Shawn breaks down why many retirees don’t always end up in a lower tax bracket and how tax buckets, Roth conversions, and RMDs all fit together. We share simple ways to start optimizing what you keep, not just what you make. Want to see how much tax “planning dust” could change your own retirement picture?
Here’s some of what we discuss in this episode:
📉 Tax Brackets: Retirement may not lower them
⚡ Tax Efficiency: Keeping more of what you earn
🔄 Roth Conversions: Strategic tax management tool
🪣 Tax Buckets: Different money, different rules
📊 Optimization: Balancing taxes over time
✅ Real Results: Strategy can help lower lifetime taxes Website: https://retirewisepro.com/
Phone: (404) 692-1233
Contact our team: https://retirewisepro.com/contact/
Retirement Toolkit: https://bit.ly/4dqNS5M
The Priority of Retirement Book:https://bit.ly/4eNrKFg
Attend a Live Learning Event: https://bit.ly/4dlHeOb
Complementary guides here: https://bit.ly/4dIC2oV
Shawn’s Kiplinger Features:https://bit.ly/4d9rMGe
YouTube: https://bit.ly/4tFxIfd
Disclosure: https://bit.ly/4x9Aoo4
25 GIU 2026 · Want to retire wise? Book a discovery meeting ➡️ https://calendly.com/retirewise-shawn/30-minute-free-discovery-call?month=2026-05
Retirement investing isn't just about growing your money- it's about giving every dollar a purpose. In this episode, Shawn explains how investment planning fits into a comprehensive retirement strategy and why your approach to investing should change as retirement approaches. Shawn and Marc discuss risk tolerance, emotional decision-making, active versus passive management, fee transparency, and the importance of staying disciplined when markets become unpredictable.
Here’s some of what we discuss in this episode:
🔨 Three Levels – Different investments serve different purposes
📈 Growth Matters – Preservation doesn't mean abandoning growth
🧠 Risk Reality – Conservative means different things to different people
👫 Couples Differ – Spouses often view risk very differently
🔍 Fee Transparency – Understanding what you're paying for
⚙️ Active Management – Monitoring and adjusting as conditions change Website: https://retirewisepro.com/
Phone: (404) 692-1233
Contact our team: https://retirewisepro.com/contact/
Retirement Toolkit: https://bit.ly/4dqNS5M
The Priority of Retirement Book:https://bit.ly/4eNrKFg
Attend a Live Learning Event: https://bit.ly/4dlHeOb
Complementary guides here: https://bit.ly/4dIC2oV
Shawn’s Kiplinger Features:https://bit.ly/4d9rMGe
YouTube: https://bit.ly/4tFxIfd
Disclosure: https://bit.ly/4x9Aoo4
Retire Wise with Shawn Maloney is a retirement-focused podcast designed to help pre-retirees and retirees make informed, confident financial decisions. Each episode covers the strategies and principles that impact life...
mostra di più
Retire Wise with Shawn Maloney is a retirement-focused podcast designed to help pre-retirees and retirees make informed, confident financial decisions. Each episode covers the strategies and principles that impact life after work — from retirement income planning and tax strategy to Medicare, Social Security, estate planning, and long-term care considerations.
Shawn breaks down complex financial topics into clear, practical guidance, helping listeners understand how to coordinate their investments, manage risk, reduce unnecessary taxes, and create sustainable income in retirement. The goal isn’t chasing trends — it’s building a thoughtful plan designed to support your lifestyle and protect what you’ve worked hard to save.
Whether you’re five years from retirement or already there, Retire Wise offers straightforward conversations to help you prepare, adjust, and move forward with clarity.
mostra meno
Shawn breaks down complex financial topics into clear, practical guidance, helping listeners understand how to coordinate their investments, manage risk, reduce unnecessary taxes, and create sustainable income in retirement. The goal isn’t chasing trends — it’s building a thoughtful plan designed to support your lifestyle and protect what you’ve worked hard to save.
Whether you’re five years from retirement or already there, Retire Wise offers straightforward conversations to help you prepare, adjust, and move forward with clarity.
Informazioni
| Autore | Alex Evans |
| Organizzazione | AE Media |
| Categorie | Economia , Investimenti |
| Sito | - |
| shawnmaloney@retirewisepro.com |
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