Topic of discussion while the media keeps focusing on the unemployed during this pandemic, there are other concerns that folks are working right now who are not getting a pay raise who could be subject of being riffed out of their jobs which could be very bad during this pandemic. Why do you prepare is something like this happens? What to do if this happens to you & you're not receiving any public assistance because you don't meet the income qualifications for stimulus or public aid. You should be very much concerned if you have or not have an emergency account.