As a growing number of apps make it easier for the average person to get into investing, rising inflation and interest rates, alongside ongoing concerns over Covid-19, are making the sharemarkets jittery. So what does these 'retail investors' need to know about these volatile markets - and how has shareholder activism evolved in recent decades? Oliver Mander of the New Zealand Shareholders Association joins Duncan Bridgeman to discuss what investors need to know about getting through this market uncertainty.