Derek Mills, Author of The 10 Second Philosophy Derek is the son of Jamaican immigrants to the UK.  He grew up happily there with his six brothers and sisters, until, when he was 13; there was an unexpected death in the family.  This plunged him into the world of a stutterer.  He was silent most of the time and when encouraged to say something, he could barely form words. After school and various menial jobs, Derek went into financial services as a trainee.  Throughout his 20s and 30s, far from being successful Derek had great financial challenges and debt.  He was working long hours that kept him away from his family, was depressed, and really at the end of his rope.  At one point in 2003, his situation became dire, and his family home was moments away from being repossessed by the bank.  In a moment of despair, Derek discovered a way to life his life differently and even cured his stuttering.  Out of this came a unique approach that changed everything.  Over the next four years he turned his life and business around, made his first million and people began to ask him how he did it. Derek is author of The 10 Second Philosophy published by Hay House.  Using the power of True Self and the utilization of Standards instead of goals to achieve happiness and success, Derek is invited to speak publicly and to coach and advise others. For more information visit Derek's web site at: www.derek-mills.com