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Episode #15 Business Spotlight
How to manage your finances and get a mortgage in this current market with Monica Bradley. In this episode you will meet, continue to learn and be empowered by this amazing guest and stellar woman. Monica Bradley's story is in issue 1 of the Stellar Woman Magazine. She is also an expert contributor in the money and business section of the Stellar Woman magazine.

Monica is founder of the MB Assoicates, a multi- award winning mortgage broker in Surrey UK. She has been in the financial services industry for over 30 years. She is at times referred to as Monica mortgage money / Monica money mortgage by those who know her. You will get to know why.

In this episode Monica talks about what is required to be able to get a mortgage in this current market in the UK and the world - with inflation levels going up, the highest interest rates since 2007, high cost of living etc. She asserts that it is critical to understand how all these affect how much disposable income you have. She also covers how your credit rating will affect the money you intend to borrow.

Monica covers some key aspects like how to ensure that you have the lowest interest rate for the full duration of your mortgage payment period. She calls for the need to look at your interest rates as interest is the one thing that eats into your disposable income.
She also covers the need to deal with credit cards which she calls DEBT cards as they come with higher interest rate than the mortgage.

You will learn why you need to take care of all credit and any on going commitments before going to the banks. She encourages you to look at your bank statements, your subscriptions and everything that could affect your financial situation. She covers all the terminologies - fixed rates, trackers, variable interest rates etc.
She calls for the need to be financially healthy by taking the initiative to financially cleanse at least twice a year. Listen to learn more about thiis..

Her mission is to help you understand your money, the financial environment and how to manage your money so that your money can serve you better. In particular how to manage it for borrrowing for a mortgage or remortgaging be it for buying a home, for home improvements, letting or for investment and more. Listen and learn.

Don't miss the next episode where Monica will be talking about the reasons why you need to consider using a mortgage broker instead of going straight to the bank. Look out for it!

Stay here to learn and be empowered by the amazing un heard stellar woman stories and expert knowledge from real women for a woman like you and expert knowledge to transform your life and career so that you can thrive. The Stellar Woman magazine stories, articles, videos.
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contact Monica Bradley
http://linkedin.com/in/monica-bradley-mortgage-adviser
https://www.mbassociates.net